Selecting Your Plan
- Assess Your Needs: Consider your current health status, budget, and any specific medical requirements you may have.
- Compare Plans: Review our available plans side-by-side to understand coverage options and benefits.
- Check Provider Networks: Ensure your preferred doctors and hospitals are included in the plan's network.
- Consider Additional Benefits: Look for value-added services like wellness programs or telehealth options.
- Review Costs: Understand premiums, deductibles, copayments, and out-of-pocket maximums.
Application Process
- Complete the Online Form: Fill out our secure application with your personal and medical information.
- Gather Required Documents: You'll need proof of age, income verification, and current insurance information if applicable.
- Medical History Disclosure: Be prepared to answer questions about your medical history and current medications.
- Review Period: Our team will review your application within 3-5 business days.
- Final Approval: Once approved, you'll receive your policy documents and can begin using your benefits.
Frequently Asked Questions
How long does the application process take?
Most applications are processed within 3-5 business days. Complex cases may take up to 10 business days for full review and approval.
Can I change my plan after enrollment?
Yes, during our annual open enrollment period you can switch plans. Special enrollment periods may also be available for qualifying life events.
What if I have pre-existing conditions?
We cover pre-existing conditions after a standard waiting period of 6 months. Some conditions may have different waiting periods.
Is there an age limit for enrollment?
Our plans are specifically designed for seniors aged 60 and above, with no upper age limit for enrollment.
After You're Enrolled
Welcome Package
You'll receive a comprehensive welcome package with your insurance cards, policy details, and information about your benefits.
Member Portal Access
Gain immediate access to our secure member portal where you can view claims, find providers, and manage your account.
24/7 Support
Our customer service team is available around the clock to answer your questions and assist with any concerns.
Wellness Programs
Take advantage of our included wellness programs designed specifically for seniors to maintain health and vitality.
Ready to Get Started?
Our team is here to guide you through every step of the process.
Schedule a Free Consultation